An education loan is taken by students over 18 years of age for their higher studies either in India or abroad. Its process is not very difficult. If you are getting an admit from a good university then it gets much easier for the bank to trust your credentials and your loan process will be faster. Firstly, before you think of applying you must obtain a checklist from the bank beforehand and keep all the papers and documents ready which the lender would require.
One can submit the above documents in their respective banks and can get the educational loan. The copy of admission letter or the institute including with the Tuition fees, Hostel fees and Books fees will be provide by the institute.